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0800 145 5280

Monday - Friday: 9.00am - 6.00pm

Saturday: 10.00am - 2.00pm

Sunday: Closed

 

Interest Free & Flexible Finance

OPTIONS

We offer interest free and flexible finance options on all orders above £500 in value so you can pay for your furniture in easy-to-manage installments over 9, 12, 24 or 36 months.

To work out which finance option is best for you and which instalment amounts are best suited to your financial circumstances, after adding products to your basket, click on MORE DETAILS in the finance plan box. Alternatively, please contact us on 0800 145 5280 and we will tell you exactly how much your monthly instalments would be.

If you wish to proceed with your finance application, you can do this through our online checkout from the comfort of your own home, at a time which is convenient for you.   Please note that delivery (under a finance agreement) can only be made to your credit application address.   

Alternatively, Click here and let us have your details and we will contact you (within 1 hour during working hours) to discuss your finance options.

It's very quick, easy and hassle free! 

TERMS

Please note:

As we fully subsidise the cost of finance, we can only offer finance payment options to you on full price items and regret that we cannot offer finance in conjunction with a discount promo code or for in-sale items.  

The balancing decision is yours as to whether you take advantage of any available discounts or whether you take advantage of our attractive, competitive and available finance options to pay for your furniture in instalments.

Delivery of goods will be completed to the post code address detailed on the Klarna finance application procedure.

How to apply

You can apply online using the finance calculator to determine repayments.

The finance company will conduct the necessary credit checks and references in order to confirm your eligibility for the credit application.

How much can I borrow?

The minimum lending amount in addition to the upfront deposit is £500. The maximum loan amount is £25,000.

Is a deposit required?

Yes. If your credit application is accepted, you will be required to pay a deposit of your choice (10% to 50%) using a credit or debit card. The amount of the deposit is displayed in the credit summary throughout the credit application and on the credit agreement itself.

What Is The APR?

The annual percentage rate (APR) is displayed clearly on the credit summary and throughout the credit application process. It is also shown clearly on the credit agreement itself.

How are my monthly payments made?

Monthly repayments will be taken via direct debit from your bank account. The finance company will inform you of the date that your repayments will commence. The first payment is typically due 30 days following the date of delivery of your order.

Which products can I buy on finance?

All our products are available on finance including delivery, but not the cost of installation if this is required.

What is the repayment schedule?

9 months, 12 months,  24 months,  36 months or 48 months.

Can I pay off the loan early?

Yes, you have the right to repay all or part of the credit early at any time by contacting the finance company.

Please note that interest rates will be adjusted accordingly.

How much does the loan cost?

The total cost of the loan is shown on the finance agreement.

Are there any other charges?

If you fail to pay any amount you owe under the Credit Agreement by the date it is due, the finance company may charge you interest on that amount, they may also levy additional fees – details of these can be found in the credit agreement.

How long does it take to apply?

The online application takes a few minutes to complete and successful applications are processed straight away.

What are the requirements for finance?

You must be over 18 years old and a permanent UK resident with 3 years address history. You must have a UK bank account capable of accepting direct debits.

The goods must be delivered to your application address and the deposit must be paid using a credit or debit card.

Can I cancel the credit agreement?

You have the right under section 66A of the Consumer Credit Act 1974 to withdraw from the agreement without giving any reason before the end of 14 days (beginning with the day after the day on which the agreement is made or, if later, the date on which we will tell you that we have signed the agreement).

Style Our Home Limited is authorised and regulated by the Financial Conduct Authority in relation to credit broking.

 
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